Loan App Are you facing a financial emergency and need cash immediately? Traditional loans can take weeks or even months to process, leaving you in a bind. However, with UP Loans, you can apply for a personal loan and receive funds within 24 hours. In this article, we'll explore what UP Loans is, how it works, and how it can help you in times of financial need. What is UP Loans? UP Loans is a personal loan app available on Android that connects borrowers with lenders who offer short-term loans.