Phemie Heritage

Kaduna, Nigeria


Ways to Instill a Positive Money Mindset 2022 Ways to Instill a Positive Money Mindset. Many of us know what we’re supposed to do when it comes to basic money management spend less than we earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Money management, like many important things in life, requires discipline. And discipline

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